Chamber of Commerce Small Business Coronavirus Guide

In order to aid and inform owners of small businesses, the U.S. Chamber of Commerce has compiled and updated this comprehensive guide to coronavirus issues and solutions. 


On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. This new legislation provides relief for individuals and businesses affected economically by the coronavirus pandemic and is comprised of several different programs and initiatives. The relief package includes an estimated 560 billion dollars for individuals and more than 375 billion for small businesses. For a broad overview of how the more than two trillion dollar package is divided up, click here.

The following links and documents offer information about who qualifies for assistance, how those individuals and businesses can apply to receive it and how long it will take to obtain. For information on the Families First Coronavirus Response Act, click here.

A note about the definition of “small business” as it pertains to the CARES Act: In general, businesses with fewer than 500 employees are considered small businesses under the law. If you are unsure if your business fits this classification, use this page to find and contact your local Small Business Administration office.

The Small Business Owner’s Guide to the CARES Act (PDF)
This document from the U.S. Senate Committee on Small Businesses & Entrepreneurship provides an in-depth FAQ regarding the major programs and initiatives that will soon be available from the Small Business Administration (SBA), as well as some additional relevant tax provisions.
Includes details about:
  • Capital to cover the cost of retaining employees
  • A quick infusion of a smaller amount of cash to cover immediate expenses
  • Current or potential SBA loans and keeping up with payments
  • Free counseling to help navigate this uncertain economic time

Use this page to find your local SBA office.

State-by-State COVID-19 Guidance

Husch Blackwell has developed this resource center to monitor and update the rapidly emerging COVID-19 rules, restrictions, orders and guidance. These range from business restrictions and gathering limitations to full-scale shelter-in-place orders and the expiration of these orders.

Relief Funds and More

Supporting Small Businesses: This page details the financial support available from the federal government due to COVID-19, including information on the Paycheck Protection Program (PPP) and other loan options via the U.S. Small Business Administration.
Opening Up America Again: This page details the White House’s guidelines for reopening businesses closed by COVID-19.

The U.S. Small Business Administration (SBA) has outlined a helpful list of resources for small businesses in need of guidance and loan resources. Included below is information direct from their site, which can be viewed in its entirety here.

Economic Injury Disaster Loan Program 

Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Click here to apply.

Find more information on the SBA’s Economic Injury Disaster Loans at:

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

SBA Products and Resources

SBA works with a number of local partners to counsel, mentor and train small businesses. The SBA has 68 District Offices, as well as support provided by its Resource Partners, such as SCORE offices, Women’s Business Centers, Small Business Development Centers and Veterans Business Outreach Centers. When faced with a business need, use the SBA’s Local Assistance Directory to locate the office nearest you.

Access to Capital

SBA provides a number of loan resources for small businesses to utilize when operating their business. For more information on loans or how to connect with a lender, visit:

From the Federal Government

Government Response to Coronavirus, COVID-19
Federal Trade Commission on Coronavirus Scams
U.S. Chamber of Commerce Business Resources & Guidelines
Unemployment Benefits Finder